Consumer debt is a personal debt owed by an individual to a business or corporation, typically a bank or credit union. It does not include debts owed by a business or corporation to another business or corporation or by an individual to the government. Consumer debt allows people to better themselves through a purchase without the requirement of paying the full purchase price up front. Consumer debt includes, for example, store credit cards, credit cards, medical bills, auto loans and student loans.
Arizona Revised Statutes (A.R.S.), Title 32, Chapter 9, Collection Agencies
ARS § 32-1001 through ARS § 32-1057
Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692-1692p
Rules of Civil Procedure for the Superior Courts of Arizona
Arizona Tax Court Rules of Practice
Justice Court Rules of Civil Procedure
Rules of Small Claims Procedure
United States Bankruptcy Code, Title 11
Federal Rules of Bankruptcy Procedure
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